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0% APR Credit Offers (Balance Transfer)

If you are planning to do a credit card balance transfer or credit card debt consolidation, look through our list to find a credit card with a 0% APR in the US. A credit card transfer can be a good way of getting a hold of your credit card debt. With a balance transfer credit card, you simply transfer credit card balance from your current high interest card to one with a 0% balance transfer introductory rate.

Be sure to consider the length of the introductory 0% APR period and the regular APR you will be charged at the end of the introduction.

0% APR Credit Cards - Good for balance transfers:

Discover® More(SM) Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 6 Months*	11.99 - 18.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Discover® Open Road(SM) Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 6 Months*	11.99 - 18.99%*	None*

Double Cashback Bonus on grocery store purchases in November and December*
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
Save at the pump and everywhere else.*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus at top online retailers*
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Discover® Motiva(SM) Card

Intro APR	Intro Period	Regular APR	Annual Fee
3.99%*	6 Months*	11.99 - 18.99%*	None*

Double Cashback Bonus on grocery store purchases in November and December*
Cash Rewards for your good credit management!*
Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row�twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Discover® More(SM) Card - Clear

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 6 Months*	11.99 - 18.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Discover® More(SM) Card - American Flag

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 6 Months*	11.99 - 18.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Discover® More(SM) Card - Sealife Collection

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 6 Months*	11.99 - 18.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Discover® More(SM) Card - Wildlife Collection

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 6 Months*	11.99 - 18.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

American DreamCard™ MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	14.99 or 21.99 V%*	See Terms**

American DreamCard - The first and only 'POOLED REWARDS™' Credit Card.
You don't need to be a big spender to win big with this credit card.
Large monthly cash jackpots!
Earn entries from everyday shopping!
Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
Get 1,000 entries just for applying!
More entries mean more chances to win!
Entries are good for future drawings (during a particular sweepstakes period) and there is no limit to how many times you can win*
A New Winner Every Month!
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
*See terms and conditions for important rate, fee and other cost information, and limitations